DCS is pleased to announce a new partnership with Pay Rent Builds Credit Inc. (PRBC) which will enable your customers to build credit by doing what they already do each month - pay their recurring bills on time through the DCS Bill Payment System. It is a FREE service so there is no additional cost to you or your customers!!

Historically, payments for rent and other recurring bills have not been tracked by traditional credit bureaus. In contrast, PRBC now accumulates bill payment histories from BPS customers who opt into the payment reporting service. PRBC uses the data to build a credit file for people lacking a traditional credit history or hoping to improve their credit.

For more information on PRBC service, contact Michael Nathans at 443-569-8042

Activating PRBC at your Location:

To start enrolling your customers with PRBC, you first have to activate PRBC service at your location. Use the following steps to successfully activate PRBC.

1) On your support station, or any computer running your card server, click the cardserver icon at the bottom right corner of your screen.

2) The POSCardServer window will open up. Click on the Setup menu and click on PRBC properties option.

3) The PRBC registration window will be shown on the screen. Enter your Store Name, Store Phone Number and Store Address in the provided fields. Make sure you have entered all the required information correctly, as you would not be able to successfully register if any information is missing. Enter your BPS password in the password column located at the bottom left corner of the screen and then click on Register.

4) A Licence agreement window will be shown listing the terms of agreement for the PRBC service. After you read the agreement, check the "I have read and accept this message" box and click Accept

5) You will be taken back to the PRBC properties window and a Registration Successful message will be shown on the screen. Click OK and close the POSCardServer window.

6) Your location is now setup to enroll customers with PRBC.

Enrolling customers with PRBC:

Once your location has been enrolled, your tellers will be provided with an option to register customer's bills with PRBC. Before you complete the transaction, you would be shown the following screen giving you the option to register the customer with PRBC. If the customer would like to participate in the process, click Yes. Otherwise, select No and complete the transaction.

After you select Yes, a Customer Search Screen would come up.The Customer Search screen is used to find an existing customer or add a new customer. You should always search for the customer first before adding them as a new customer. Enter a portion of the customer information to perform the search and select the customer record.

To add a new customer, choose 'New' from either the customer search screen or the customer search results screen. You will be asked to enter the Social Security Number of the customer. Enter the SSN of the customer and press OK.

A Customer information screen will be shown. All the required information would be shown with a red box. Enter as much information as possible. Since all customer payments accounts are managed through the customer information provided, its important to make sure the information entered here is correct. Once all information has been entered, click OK to continue.

You would then be given an option to take a picture and/or signature of the new customer. Picture and signature scan is not mandatory for PRBC customers. If you would like to take the picture, click Yes. Otherwise click No to continue.

A confirmation screen will be shown to confirm that the bill entered by the teller belongs to the customer that has just been entered in the system. Once confirmed, click Yes to continue.

A PRBC authorization form would print out of your receipt printer showing the terms and agreements between customer and PRBC. If you do not have a receipt printer installed on the system, the authorization form would print from the Report printer that has been setup on your computer. Have the customer sign the agreement form and keep it in your currency for your records. You can provide a copy of the signed agreement to the customer for their records as well.

A confirmation screen would be shown asking tellers to make sure that the authorization form is signed by the customer. Click OK to continue.

You will be taken back to the Daily Work screen. Click Done to finish the transaction and collect customer payments. A transaction receipt would then print out for the customer.