Pay-by-Debit™ / Cashing Plastic™ — Check Cashing with Debit Card

Redefining Check Cashing

Pay-by-Debit™ — also marketed as Cashing Plastic™ — is a DCS exclusive, patent-pending solution that allows customers to cash their payroll checks using a debit card. Rather than walking out with large amounts of cash, customers receive funds directly on their debit card, instantly.

This innovative approach creates a win for everyone: customers get immediate liquidity without the risks of carrying cash, and your business benefits from reduced check cashing risk and a valuable new revenue stream.

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Benefits of Pay-by-Debit™

Instant Customer Liquidity

Customers receive their payroll funds immediately on their debit card — no waiting, no large cash transaction, no friction.

Reduced Check Cashing Risk

Significantly reduce your exposure to check fraud and bad-check losses by routing funds through the debit network rather than dispensing cash.

Increased Revenue Streams

Generate additional revenue with each Pay-by-Debit transaction. Differentiate your business with a service competitors don't offer.

Patent-Pending Technology

DCS PIN Debit is a unique, proprietary solution — available exclusively through the DCS platform.

Improved Customer Experience

Customers who bank at home but cash checks at your store now have a modern, safer way to access their pay.

Seamless POS Integration

Fully integrated into the DCS POS platform — no separate terminal or separate workflow required.

Ready to learn more?

Contact us today to add Pay-by-Debit™ to your DCS check cashing system.

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